Since medical insurance and dental insurance are two entirely different things, you have to pay a monthly premium for each one. Therefore, many people question whether having dental coverage is worth the cost. Although the answer truly depends on each person, it’s certainly worth paying for in most cases. It offers several benefits, such as improved overall health, more affordable care, and more. In this blog post, we’ll discuss a few reasons why dental insurance is worth every penny.
It Makes Dental Care More Affordable
Maintaining good oral health requires more than just brushing and flossing. You must also visit your dentist regularly for professional dental care. Since most dental insurance plans focus on prevention, services like checkups, cleanings, and routine X-rays are usually covered 100%. They also help reduce your out-of-pocket costs for many procedures by sharing the cost with you. Without a dental insurance plan, you’d be responsible for the entire cost of your treatment.
You Save Money in the Long Run
Some people may not have dental insurance because they don’t want to pay the monthly premium. Although it may initially seem like you’re saving money, not having insurance can cost you more in the long run. As mentioned earlier, dental insurance typically covers 100% of preventive dentistry services, meaning you don’t have to worry about paying for those out-of-pocket. If you don’t attend bi-annual checkups and cleanings, you risk needing more complex and expensive treatments down the line – and those can be costly without insurance.
You Get the Care You Need
Families with dental insurance are almost twice as likely to get preventive care as those without it. Also, people who develop severe oral health problems are more likely to skip necessary treatments if they don’t have insurance. As a result, their untreated, often preventable oral disease can cause them to wind up in an emergency room.
You’re More Likely to Avoid Future Dental Problems
By attending bi-annual checkups and cleanings, your dentist can detect and treat problems during the early stages. That way, you can avoid more costly and complex procedures down the line, such as crowns, root canals, and extractions. Fun fact: each dollar spent on preventive services is estimated to save you $50 or more on more expensive treatments.
It Benefits Your Overall Health
Did you know that good oral health can have a positive effect on your overall health? That’s because oral health complications can be associated with an increased risk of heart disease and other health conditions, such as diabetes and high blood pressure. With regular oral examinations, your dentist can detect concerning signs in the mouth that could indicate heart disease and diabetes. This can lead to earlier, more affordable, and even life-saving treatment.
Ultimately, dental insurance is an excellent way to protect you’re and your family’s oral health. By getting the professional dental care you need, you can maintain a happy, healthy smile – all while saving money with insurance!
About the Practice
Dr. L. King Scott has over 39 years of dentistry experience under his belt. He received his Doctor of Dental Surgery from the Louisiana State University School of Dentistry. Since graduating, Dr. Scott has attended numerous hours of continuing education courses to stay up to date on the latest in the field. If you need help understanding your dental insurance, he and his team are happy to help. You can reach Dr. Scott via his website or call (318) 325-4600.